The top house is one you ASPIRE to. You work hard, learn and develop yourself, create abundance, contribute to society and a beautiful house like that is your reward.
If you are simply handed a house like that on a plate what is there to strive for? You just create a nation of uneducated beggars with an entitlement attitude.
Sara, this is one of the myths officials are trying to propagate in the country and unfortunately people are buying it. There has never been a problem with the number of lands now or before. Dubai and the UAE is over 80% DESERT.
Check the picture and tell me if u still believe that we don't have many lands. http://i55.tinypic.com/x6m0cw.jpg
Susan, I partially agree. There are some who wait all their lives waiting for the government to build them a house, they would never pay a penny for that. They will whine on how the government doesn't help them until they do. After 20-30 years those same people would whine about the government not maintaining their houses, again, they never paid a penny maintaining their houses. We have those and we don't support them.
It's not just plain land / desert. It's about land that is habitable. A lot, and I mean a LOT of time & effort, planning and investment etc, is required to make the desert areas habitable. You can't just pick a piece of land, build a house and have running water, power, roads, a community what have you.
"highrise apartments for John and Kumar to "buy"
ub - yes, that is correct. Despite the uncertainties, the risks and ever changing property ownership laws in the UAE - these folks buy homes with their hard earned monies. Why can't many of you do the same or better? In SHJ besides citizens and GCC citizens, nobody can legally own property. So WHO owns the thousands of homes, high rise apartments, office buildings etc? I’d think primarily it is UAE citizens.
Rosh, bringing the obvious again? They say rarity of land which is a lie. It was never about what u r implying.
And yes, they are owned by UAE citizens but that doesn't equal to "every Emirati have an access to a suitable decent housing". What did the government do when the construction cost went from 150 Dirhams sqft to 600 Dirhams sqft when it was the sole cause for the inflated cost? nothing ! This is what we are talking about.
I consider myself one of the fortunate ones and yet, I would never be able to build a villa on my own.
Now, if we are going to compromise, we'd be able to buy a small one bedroom apartment and eventually in 15-20 we would be able to have own own villa, but why should we go to this level?
We should never accept that. We know that the government can do something about it and we know that they are wasting our money on stuff that doesn't benefit the Emirati public so we deserve to have it more.
What you see from buildings and villas owned by "locals" as you assume is only owned by a small number of them. We have a rule to make the rich richer, the richer -nauseously- even more richer, giving them large lands and buildings for free -as if they need it-all the while implementing more strict rules on the middle class citizens with regards to building their houses. Like waiting on a long list that takes years until you get a loan then wait for the land and as soon as you get it you gotta start building your house whithin a year of that or else it's taken from you and you gotta apply all over again..and you gotta build a house that would cost you 2 millions or more -nothing fancy only midclass standards- where you get to pay triple the amount for profits of the bank you got another loan from.
So yeah.. whenI am a local who lives in a country that has a total population that doesn't reach 5 millions with less than 10% of it being locals..I expect my country to make my life a bit easier..especially since not all of us locals are whiners who are good-for- nothing complainers..some -in fact many-of us work hard for the developement of our country.
Rosh, There are STRICT laws even for Emiratis as to what land can be bought.
Remember, when a foreigner buys a property the are actually LEASING the HOUSE for a set number of years, usually 99, the LAND is not theirs.
For an Emirati, land cant be sold to us and put in our names if it was GIVEN by the govt to someone else. In Abu Dhabi the only land I could buy is a plot where the original owner who received it from the govt DIED and his heirs want to sell it to each have his own cut instead of keep it.
And as you know, selling a piece of land in AD is INSANE, so my prospects of ever being able to BUY a piece of land are LESS than waiting for a piece for 20 years.
That said, about 5 years ago when lands WERE able to be sold for about a year, my family DID buy a few pieces, and they are all built and being rented. But not everyone was as lucky to find a deal in that small window (The law was put into place again because people were being less than smart with their lands)
So lets assume in today's market you find a piece where the owner has died and it is up for sale, the land it's self, (200 by 200, which is a standard plot) will go for about 8 MILLION AED. JUST the land.
So, even IF you were to find these very scarce plots that can be sold, you will probably not be able to afford it.
For your question on who owns most of the homes and high rise buildings Rosh... Probably the same 15 or so families, and you know their names, they run the country.
Although we are much better off than say, Iraq, a lack of transparency and accountability = those who can do whatever they want. There is no real SYSTEM for land distribution, there is oh, the big boss likes these families, so they get 1st dibs. There are people on these lists for 30 years without land, and there are those who apply and have a piece in 4 months.
And I shouldnt complain, But this is ABOVE mere personal gains. This is about what is and isnt a right, and all citizens being treated equally. And that is just not happening.
The late Sh. Zayed treated this matter as a CITIZEN'S RIGHT, and so no one should be surprised that people want their rights. If our new leaders disagree with Sh. Zayed's thoughts, they should tell us khalas, this isnt a right anymore, look elsewhere.
UB, thanks for all that background 101. Things make much better sense now. I had no idea on the STRICT laws on land purchase or AD land cost an average Dhs 8 Million, give or take.
People assume alot, and although I may be "hot headed" at times, I am very willing to sit down and explain just as I like hearing things I dont know get explained to me.
Universal Funding Group is a Private Money Lender and an Investment Group that has multiple investors. We provide all kind of loans locally & internationally to individual and companies that are in need of financial support.
We offer loans at 3% interest rate annually without stress of securing the loan and for duration of 1-25 years on a monthly repayment bases. We partner with our clients to provide the necessary equity and financing capital to succeed.
Interested individual OR companies should contact us for more information or how to apply via
My Brothers and Sister all over the world, I am Mrs Boo Wheat from Canada ; i was in need of loan some month ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to this good and trustful loan lender DR PURVA PIUS that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business woman, and I became useful. In the life of others, I now hold a restaurant and bar. And about 30 workers, thank GOD for my life I am leaving well today a happy father with three kids, thanks to you DR PURVA PIUS Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via,mail (urgentloan22@gmail.com) Please tell him Mrs Boo Wheat from Canada introduce you to him. THANKS
My name is.Mrs.Anna Daniel. I live in Ukraine i am a happy woman today? i need to use this time to tell all people how i got my loan from this honest and God fearing man loan lender that help me with a loan of $84,000 please contact him. if you also need a loan without any problem he name is Dr Olivia Alexander email {Droliviaalexander@gmail.com} tell him that is Mrs.Anna Daniel that refer you to he contact Email {Droliviaalexander@gmail.com}
DO YOU NEED FINANCIAL ASSISTANCE? Contact PCM FINANCE GROUP! for any kind of financial needs! Are you an investor, business minded, worker, student or do you need startup funds? We offer low interest rate (3%) annual, 1 to 25 years duration and easy access of loan funds within 24 to 48 hours. Minimum amount $10,000.00 to $100,000,000.00 maximum (USD, EUR, GBP). E-mail {Droliviaalexander@gmail.com}
Hello Everybody, My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:{urgentloan22@gmail.com} Thank you.
BORROWERS APPLICATION DETAILS
1. Name Of Applicant in Full:…….. 2. Telephone Numbers:………. 3. Address and Location:……. 4. Amount in request……….. 5. Repayment Period:……….. 6. Purpose Of Loan…………. 7. country………………… 8. phone………………….. 9. occupation……………… 10.age/sex………………… 11.Monthly Income………….. 12.Email……………..
$$$ GENUINE LOAN WITH 3% INTEREST RATE APPLY NOW$$$ Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us. Email:flourishloancredite@gmail.com LOAN APPLICATION DETAILS. First Name: Last Name: Date Of Birth: Address: Sex: Phone No: City: Zip Code: State: Country: Nationality: Occupation: Monthly Income: Loan Amount: Loan Duration: Purpose of the loan: where did you hear about us; Email:flourishloancredite@gmail.com
PLEASE READ PLEASE READ PLEASE READ Hello everyone, i would like to share my experience on this platform. i have been hearing of Blank Atm for a while and i applied through a few people but i was scammed, not until i found Mr George who saved me from scammers, i got my blank ATM card in 5 days after application and tried the encrypted card in an ATM machine and pos cash store to my greatest surprise i was able to withdraw $3000 and that was the daily rate i applied for. to be honest there is no risk involved the card is not traceable and has an infrared signal that blocks off CCTV during your withdrawals. i just payed my daughters tuition fee and cleared my mortgage debts, i am also richer and started a business that is doing fine. Mr George is really a life saver and he is very genuine. You can contact him with this email address: blankatm402@gmail.com Best wishes
Like I've said before, Concentration camps.
ReplyDeleteThere aren't many lands as they used to be, so this doesn't come off as a big shock.
ReplyDeleteThe country is a desert, there are as many plots of land as you want to create.
ReplyDeleteAlso, if land is the issue, why not give us, the CITIZENS the lands they are turning into highrise apartments for John and Kumar to "buy"
PE is 100% right on this.
The top house is one you ASPIRE to. You work hard, learn and develop yourself, create abundance, contribute to society and a beautiful house like that is your reward.
ReplyDeleteIf you are simply handed a house like that on a plate what is there to strive for? You just create a nation of uneducated beggars with an entitlement attitude.
Exactly ultra[blue]
ReplyDeleteSara, this is one of the myths officials are trying to propagate in the country and unfortunately people are buying it. There has never been a problem with the number of lands now or before. Dubai and the UAE is over 80% DESERT.
Check the picture and tell me if u still believe that we don't have many lands.
http://i55.tinypic.com/x6m0cw.jpg
Susan, I partially agree. There are some who wait all their lives waiting for the government to build them a house, they would never pay a penny for that. They will whine on how the government doesn't help them until they do. After 20-30 years those same people would whine about the government not maintaining their houses, again, they never paid a penny maintaining their houses. We have those and we don't support them.
ReplyDeleteIt's not just plain land / desert. It's about land that is habitable. A lot, and I mean a LOT of time & effort, planning and investment etc, is required to make the desert areas habitable. You can't just pick a piece of land, build a house and have running water, power, roads, a community what have you.
ReplyDelete"highrise apartments for John and Kumar to "buy"
ub - yes, that is correct. Despite the uncertainties, the risks and ever changing property ownership laws in the UAE - these folks buy homes with their hard earned monies. Why can't many of you do the same or better? In SHJ besides citizens and GCC citizens, nobody can legally own property. So WHO owns the thousands of homes, high rise apartments, office buildings etc? I’d think primarily it is UAE citizens.
Rosh, bringing the obvious again? They say rarity of land which is a lie. It was never about what u r implying.
ReplyDeleteAnd yes, they are owned by UAE citizens but that doesn't equal to "every Emirati have an access to a suitable decent housing". What did the government do when the construction cost went from 150 Dirhams sqft to 600 Dirhams sqft when it was the sole cause for the inflated cost? nothing ! This is what we are talking about.
I consider myself one of the fortunate ones and yet, I would never be able to build a villa on my own.
Now, if we are going to compromise, we'd be able to buy a small one bedroom apartment and eventually in 15-20 we would be able to have own own villa, but why should we go to this level?
We should never accept that. We know that the government can do something about it and we know that they are wasting our money on stuff that doesn't benefit the Emirati public so we deserve to have it more.
I follow you better now. Some of this is not 'obvious' to me or many expat folk.
ReplyDeleteI agree / understand, every citizen does not have access to affordable / decent housing.
"What did the government do when the construction cost went from 150 Dirhams sqft to 600 Dirhams"
I think the government, the elite citizens / expats / those in power, took advantage and made themselves richer. Raw capitalistic greed.
What you see from buildings and villas owned by "locals" as you assume is only owned by a small number of them. We have a rule to make the rich richer, the richer -nauseously- even more richer, giving them large lands and buildings for free -as if they need it-all the while implementing more strict rules on the middle class citizens with regards to building their houses. Like waiting on a long list that takes years until you get a loan then wait for the land and as soon as you get it you gotta start building your house whithin a year of that or else it's taken from you and you gotta apply all over again..and you gotta build a house that would cost you 2 millions or more -nothing fancy only midclass standards- where you get to pay triple the amount for profits of the bank you got another loan from.
ReplyDeleteSo yeah.. whenI am a local who lives in a country that has a total population that doesn't reach 5 millions with less than 10% of it being locals..I expect my country to make my life a bit easier..especially since not all of us locals are whiners who are good-for- nothing complainers..some -in fact many-of us work hard for the developement of our country.
Rosh, There are STRICT laws even for Emiratis as to what land can be bought.
ReplyDeleteRemember, when a foreigner buys a property the are actually LEASING the HOUSE for a set number of years, usually 99, the LAND is not theirs.
For an Emirati, land cant be sold to us and put in our names if it was GIVEN by the govt to someone else. In Abu Dhabi the only land I could buy is a plot where the original owner who received it from the govt DIED and his heirs want to sell it to each have his own cut instead of keep it.
And as you know, selling a piece of land in AD is INSANE, so my prospects of ever being able to BUY a piece of land are LESS than waiting for a piece for 20 years.
That said, about 5 years ago when lands WERE able to be sold for about a year, my family DID buy a few pieces, and they are all built and being rented. But not everyone was as lucky to find a deal in that small window (The law was put into place again because people were being less than smart with their lands)
So lets assume in today's market you find a piece where the owner has died and it is up for sale, the land it's self, (200 by 200, which is a standard plot) will go for about 8 MILLION AED. JUST the land.
So, even IF you were to find these very scarce plots that can be sold, you will probably not be able to afford it.
For your question on who owns most of the homes and high rise buildings Rosh... Probably the same 15 or so families, and you know their names, they run the country.
Although we are much better off than say, Iraq, a lack of transparency and accountability = those who can do whatever they want. There is no real SYSTEM for land distribution, there is oh, the big boss likes these families, so they get 1st dibs. There are people on these lists for 30 years without land, and there are those who apply and have a piece in 4 months.
And I shouldnt complain, But this is ABOVE mere personal gains. This is about what is and isnt a right, and all citizens being treated equally. And that is just not happening.
The late Sh. Zayed treated this matter as a CITIZEN'S RIGHT, and so no one should be surprised that people want their rights. If our new leaders disagree with Sh. Zayed's thoughts, they should tell us khalas, this isnt a right anymore, look elsewhere.
UB, thanks for all that background 101. Things make much better sense now. I had no idea on the STRICT laws on land purchase or AD land cost an average Dhs 8 Million, give or take.
ReplyDeletePeople assume alot, and although I may be "hot headed" at times, I am very willing to sit down and explain just as I like hearing things I dont know get explained to me.
ReplyDeleteYes, I see that :)
ReplyDelete"There is no real SYSTEM for land distribution, there is oh, the big boss likes these families, so they get 1st dibs"
Anything being talked / worked about to change such ways? Grossly unfair.
UNIVERSAL FUNDING GROUP!!!
ReplyDeleteUniversal Funding Group is a Private Money Lender and an Investment Group that has multiple investors. We provide all kind of loans locally & internationally to individual and companies that are in need of financial support.
We offer loans at 3% interest rate annually without stress of securing the loan and for duration of 1-25 years on a monthly repayment bases. We partner with our clients to provide the necessary equity and financing capital to succeed.
Interested individual OR companies should contact us for more information or how to apply via
E-mail: { universalfundinggroupltd@gmail.com },
We await your responds! Thanks.
My Brothers and Sister all over the world, I am Mrs Boo Wheat from Canada ; i was in need of loan some month ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to this good and trustful loan lender DR PURVA PIUS that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business woman, and I became useful. In the life of others, I now hold a restaurant and bar. And about 30 workers, thank GOD for my life I am leaving well today a happy father with three kids, thanks to you DR PURVA PIUS Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via,mail (urgentloan22@gmail.com) Please tell him Mrs Boo Wheat from Canada introduce you to him. THANKS
ReplyDeleteMy name is.Mrs.Anna Daniel. I live in Ukraine i am a happy woman today? i need to use this time to tell all people how i got my loan from this honest and God fearing man loan lender that help me with a loan of $84,000 please contact him. if you also need a loan without any problem he name is Dr Olivia Alexander email {Droliviaalexander@gmail.com} tell him that is Mrs.Anna Daniel that refer you to he contact Email {Droliviaalexander@gmail.com}
ReplyDeleteDO YOU NEED FINANCIAL ASSISTANCE? Contact PCM FINANCE GROUP! for any kind of financial needs! Are you an investor, business minded, worker, student or do you need startup funds? We offer low interest rate (3%) annual, 1 to 25 years duration and easy access of loan funds within 24 to 48 hours. Minimum amount $10,000.00 to $100,000,000.00 maximum (USD, EUR, GBP). E-mail {Droliviaalexander@gmail.com}
ReplyDeleteHello Everybody,
ReplyDeleteMy name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:{urgentloan22@gmail.com} Thank you.
BORROWERS APPLICATION DETAILS
1. Name Of Applicant in Full:……..
2. Telephone Numbers:……….
3. Address and Location:…….
4. Amount in request………..
5. Repayment Period:………..
6. Purpose Of Loan………….
7. country…………………
8. phone…………………..
9. occupation………………
10.age/sex…………………
11.Monthly Income…………..
12.Email……………..
Regards.
Managements
Email Kindly Contact: {urgentloan22@gmail.com}
ReplyDelete$$$ GENUINE LOAN WITH 3% INTEREST RATE APPLY NOW$$$
Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.
Email:flourishloancredite@gmail.com
LOAN APPLICATION DETAILS.
First Name:
Last Name:
Date Of Birth:
Address:
Sex:
Phone No:
City:
Zip Code:
State:
Country:
Nationality:
Occupation:
Monthly Income:
Loan Amount:
Loan Duration:
Purpose of the loan:
where did you hear about us;
Email:flourishloancredite@gmail.com
PLEASE READ PLEASE READ PLEASE READ
ReplyDeleteHello everyone, i would like to share my experience on this platform. i have been hearing of Blank Atm for a while and i applied through a few people but i was scammed, not until i found Mr George who saved me from scammers, i got my blank ATM card in 5 days after application and tried the encrypted card in an ATM machine and pos cash store to my greatest surprise i was able to withdraw $3000 and that was the daily rate i applied for. to be honest there is no risk involved the card is not traceable and has an infrared signal that blocks off CCTV during your withdrawals. i just payed my daughters tuition fee and cleared my mortgage debts, i am also richer and started a business that is doing fine. Mr George is really a life saver and he is very genuine. You can contact him with this email address: blankatm402@gmail.com
Best wishes
I read your blog and I love to read it. Thank you for sharing this valuable content.
ReplyDeleteReal Estate Broker In Dubai